Title: Understanding Pradhan Mantri Kisan Samman Nidhi Yojana
Introduction:
Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a flagship government scheme launched in 2018 by the Government of India. It aims to provide financial support to farmers across the country and ensure their economic sustainability. This article will help you understand the key aspects of the PM-KISAN scheme and address common queries that arise around it.
Eligibility Criteria:
The PM-KISAN scheme extends its benefits to small and marginal farmers in India. To be eligible, an individual farmer must:
1. Own cultivable landholding: Farmers who have cultivable land in their name are eligible for PM-KISAN. However, the specified landholding limits may vary across states.
2. Institutional landholders: In cases where the land is owned by a trust, society, or other institutions, they can benefit from the scheme provided the names of individual farmers are recorded.
3. Income tax payers: Farmers who come under the purview of income tax are not eligible for PM-KISAN.
4. Professionals or retired individuals: Certain professionals, such as doctors, engineers, CAs, and pensioners, are excluded from the scheme.
Financial Assistance and Disbursement:
Under the PM-KISAN scheme, selected farmers receive direct income support of Rs. 6,000 per year, paid in three equal installments of Rs. 2,000 each. The payments are credited directly to the eligible farmer’s Aadhaar-linked bank account. The disbursement process is designed to be seamless and hassle-free, with minimum scope for corruption and middlemen intervention.
Application and Registration:
To avail of PM-KISAN benefits, farmers must apply and ensure their names are included in the beneficiary list. The application process is typically done through the respective State Nodal Departments or Common Service Centers (CSCs). Farmers can also check their eligibility status and registration details on the official PM-KISAN portal.
Common Queries and FAQs:
1. Is PM-KISAN beneficial for all farmers in India?
Yes, PM-KISAN aims to uplift the financial status of small and marginal farmers across the nation, regardless of the crops they cultivate.
2. How can I check my payment status?
Registered farmers can check their payment status on the PM-KISAN portal by entering their Aadhaar number or mobile number.
3. How often are the payments made?
The financial assistance is distributed in three equal installments annually, typically released in April, August, and December.
4. What are the benefits of Aadhaar seeding with the PM-KISAN scheme?
Aadhaar seeding ensures direct transfer of funds to the farmers’ bank accounts, eliminating any intermediaries and reducing the chances of corruption.
Conclusion:
Pradhan Mantri Kisan Samman Nidhi Yojana is a progressive scheme aimed at providing financial stability to the backbone of the Indian economy – farmers. The government, through PM-KISAN, endeavors to mitigate rural distress, empower farmers, and pave the way for their prosperity. This scheme serves as a critical support system to uplift small and marginal farmers and help them sustain their agricultural practices.