Pradhan Mantri Kisan Maan-Dhan Yojana Information
The Pradhan Mantri Kisan Maan-Dhan Yojana is a pension scheme introduced by the Government of India in 2019. The scheme is aimed at providing a financial safety net for aging farmers who may not have access to reliable pension plans. The scheme is open to small and marginal farmers between the ages of 18 and 40 years old, with a landholding of up to 2 hectares.
Under the scheme, eligible farmers will receive a monthly pension of Rs 3,000 after they reach the age of 60. The scheme is voluntary, and farmers will have to make a contribution to the scheme during their active working years. The government will also make a matching contribution to the scheme. The contributions will vary based on the age of the farmer, with the higher contribution required for older farmers.
To enroll in the scheme, farmers can contact their local Common Service Centre (CSC) or the nearest Agriculture Department office. They will need to provide some basic details such as their name, age, Aadhaar number, and bank account details. They will also need to nominate a beneficiary who will receive the pension in case of their demise.
The Pradhan Mantri Kisan Maan-Dhan Yojana is an excellent initiative that provides financial security for aging farmers who have dedicated their lives to agriculture. With this scheme, farmers can rest assured that they will have a steady income after retirement, which will help them maintain their standard of living. The scheme also incentivizes farmers to continue working in agriculture as they will now have access to a reliable retirement plan.
In conclusion, the Pradhan Mantri Kisan Maan-Dhan Yojana is an important scheme that recognizes the contribution of farmers to the Indian economy. It provides a much-needed social safety net for farmers who may be at risk of poverty and financial insecurity in their old age. The scheme is a testament to the government’s commitment to improving the lives of farmers and ensuring that they get the respect and recognition they deserve.