eKYC for Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a convenient and efficient way for farmers to enroll and receive benefits under this scheme. The PM-KISAN scheme was launched by the Government of India in 2019, to provide financial assistance to small and marginal farmers across the country. Under this scheme, eligible farmers receive an income support of Rs. 6,000 per annum, directly into their bank accounts.
Earlier, farmers had to visit government offices, fill out forms, and submit documents to enroll in the PM-KISAN scheme. This process was time-consuming, complicated, and involved frequent visits to government offices. Moreover, it also led to delays in receiving benefits due to manual verification and processing of applications.
With the introduction of eKYC for PM-KISAN, the enrollment process has become simplified and streamlined. eKYC basically stands for electronic Know Your Customer. It is an online process of verifying the identity of an individual through the Aadhaar card. Farmers can complete the enrollment process through the PM-KISAN portal or the mobile app, by providing their Aadhaar number and biometric authentication.
eKYC for PM-KISAN has several advantages. Firstly, it enables farmers to enroll in the scheme from the comfort of their homes, without having to visit government offices. Secondly, it is a fast and convenient way to complete the enrollment process, which saves time and effort. Thirdly, it ensures greater transparency and accountability by reducing manual intervention and human errors in processing applications.
The eKYC process for PM-KISAN not only helps farmers enroll in the scheme easily but also speeds up the process of verification and disbursement of benefits. Once the farmers complete the enrolment process through eKYC, their applications are verified and approved by the concerned authorities. Subsequently, the benefits are directly transferred to their bank accounts without any delay.
In conclusion, eKYC for PM-KISAN is a significant step towards ensuring the efficient implementation of the scheme and addressing the concerns of small and marginal farmers in the country. It streamlines the enrollment process, eliminates delays, and strengthens transparency and accountability. Therefore, it is crucial to promote awareness and adoption of eKYC among farmers to increase the reach and impact of the PM-KISAN scheme.