The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is one of the government’s flagship schemes aimed at providing financial assistance to small and marginal farmers across the country. Under this scheme, eligible farmers receive a direct financial benefit of Rs. 6,000 per year in three equal instalments of Rs. 2,000 each.
To ensure that the benefits reach the intended beneficiaries, the government has introduced an eKYC (electronic Know Your Customer) process to validate the identity of the farmers. This authentication process includes a biometric verification step to prevent fraud and ensure that only genuine farmers receive the benefits.
The biometric authentication process involves capturing the fingerprints of the farmer using a biometric scanner or an Aadhaar-based authentication system. The farmer’s Aadhaar number is used as a unique identifier to validate their identity and verify their eligibility for the scheme.
The biometric authentication process helps to eliminate the possibility of duplicate or fake identities and ensures that the financial benefits reach the intended beneficiaries. The process is not only secure and reliable but also saves both time and costs compared to traditional methods of identity verification.
Moreover, the eKYC with biometric verification process provides farmers with a hassle-free and seamless experience as they do not need to submit any physical documents or make multiple visits to government offices for identity verification. The process is quick, efficient and ensures timely disbursement of benefits.
In conclusion, the eKYC process with biometric verification is a significant step towards ensuring the proper implementation of the PM-KISAN scheme. It not only validates the identity of the farmers but also ensures that the benefits are delivered to the right recipients. The biometric verification process has enhanced the scheme’s transparency, accountability, and efficiency, making it a powerful tool in the government’s efforts to promote inclusive growth and empower small farmers in the country.