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Tell me Pradhan Mantri Kisan Samman Nidhi Yojana

Sure, here’s an article about the Pradhan Mantri Kisan Samman Nidhi Yojana:

Pradhan Mantri Kisan Samman Nidhi Yojana: An Overview

The Pradhan Mantri Kisan Samman Nidhi Yojana, also known as PM-KISAN, is a government scheme launched in India in February 2019. The objective of the scheme is to provide income support to small and marginal farmers in the country. Under the scheme, eligible farmers receive direct cash transfers of Rs. 6,000 per annum, which is paid in three equal instalments of Rs. 2,000 each.

Who is eligible for PM-KISAN?

The PM-KISAN scheme benefits farmers who own up to two hectares of cultivable land in the country. The scheme is designed to provide financial support to farmers who are struggling with low income and lack access to institutional credit. It aims to ensure that farmers have a steady income stream to support their agricultural activities and livelihoods.

The eligibility criteria for the PM-KISAN scheme are as follows:

– The applicant must be a citizen of India.
– The applicant must be a farmer who owns cultivable land in the country.
– The land owned by the farmer must not exceed two hectares.
– The farmer should have a valid Aadhaar number that is linked to his/her bank account.
– The farmer must apply for the PM-KISAN scheme through the official website or offline mode.

How to apply for PM-KISAN?

Farmers can apply for the PM-KISAN scheme through online and offline modes. The online application process is simple and can be completed through the official website of PM-KISAN. Here are the steps to apply for the scheme online:

– Visit the official website of PM-KISAN- pmkisan.gov.in
– Click on the ‘New Farmer Registration’ tab.
– Enter your Aadhaar number and captcha code.
– Click the ‘Click here to continue’ button.
– Fill in all the required details, including your name, gender, bank account number and IFSC code of the bank.
– Upload your scanned copy of Aadhaar card, land record documents, or any other relevant documents.
– Click the ‘Submit’ button and wait for the confirmation message.

If you prefer offline mode, you should visit the nearest Common Service Centre (CSC) or Krishi Vigyan Kendra (KVK) to apply for the scheme. The concerned authorities will verify your documents and provide payment details.

Benefits of PM-KISAN

The PM-KISAN scheme has several benefits for farmers. Some of the key benefits are as follows:

– It provides direct cash transfers to farmers, which increases their income and financial stability.
– It encourages farmers to invest in agricultural activities, which can boost crop productivity and increase yield.
– The scheme provides a safety net to farmers who are struggling with financial instability due to low yields, weather-related risks, or other challenges.
– It promotes inclusivity by reaching out to small and marginal farmers who are often left out of government schemes due to lack of awareness and resources.

Conclusion

The PM-KISAN scheme is a crucial initiative that aims to support farmers and boost agricultural growth in the country. It provides a significant income stream to small and marginal farmers, which can help them overcome financial instability and improve their livelihoods. With proper implementation and awareness building, the scheme has the potential to transform the lives of millions of farmers in the country and accelerate India’s journey towards sustainable development.

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