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Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a flagship scheme launched by the Government of India in February 2019. It aims to provide financial assistance to small and marginal farmers across the country by providing them with income support of rupees 6000 per annum in three equal installments. The scheme is expected to benefit approximately 14.5 crore farmers in India.
One of the most common queries related to the PM-KISAN scheme is who is eligible to avail its benefits. According to the scheme guidelines, small and marginal farmers who own cultivable land of up to 2 hectares are eligible to receive the benefits. The scheme covers farmers across the country irrespective of their gender, religion, caste, or location. However, the benefit is extended only to the first two beneficiaries of a family. The income support offered under PM-KISAN is direct benefit transfer (DBT) mode and is credited to the beneficiary’s bank account.
Another frequently asked question related to PM-KISAN scheme is how to apply for it. Unlike other government schemes, farmers do not have to apply individually for the PM-KISAN scheme. Instead, the government collects data from various sources such as state land records and national databases like the Socio-Economic Caste Census (SECC) 2011 to identify eligible farmers. Once the beneficiary’s application is confirmed, the assistance is directly credited to their bank accounts.
Many farmers also enquire about the frequency of payment under the scheme. The PM-KISAN scheme provides financial assistance to eligible farmers in three equal installments of 2000 rupees each. These installments are credited to the beneficiary’s bank account every four months. The first installment is credited between April-July, the second installment between August-November, and the third installment between December-March.
To sum up, the Pradhan Mantri Kisan Samman Nidhi Yojana is an ambitious scheme aimed at providing financial assistance to small and marginal farmers of India. It is a direct income support scheme that has benefitted crores of farmers since its inception. By understanding the eligibility criteria, application process, and payment frequency of the PM-KISAN scheme, farmers can reap its benefits and improve their livelihoods.