PM Kisan Samman Nidhi Yojana is an agriculture-oriented scheme launched by the central government to provide financial assistance to farmers who belong to small and marginal categories. The scheme was launched in the year 2018, and the primary aim of the scheme is to provide financial assistance to farmers so that they can manage their agricultural activities in a better way. Although the scheme has been a boon for many Indian farmers, there have been some concerns and problems related to this scheme that need to be addressed.
One of the biggest problems that have come up with the PM Kisan Samman Nidhi Yojana is related to the registration process. Many farmers are facing problems in registering themselves for the scheme. Despite having the necessary documents, many farmers have reported that they are not able to fill up the registration form. Some farmers have also faced problems in updating their information after registration.
Another major concern is related to the distribution of funds. The funds under this scheme are directly transferred to the bank accounts of the registered beneficiaries. But many farmers have reported that they have not received the money despite registering themselves and fulfilling all the necessary requirements. There have also been cases where beneficiaries have received less than the stipulated amount.
In addition to these problems, there is also a disconnect between the scheme and the actual needs of the farmers. This scheme is aimed towards providing financial assistance to small and marginal farmers, but many big farmers are also taking benefits of this scheme. This takes away the benefits that should go to small farmers who are in actual need of the assistance.
Moreover, the scheme is only for those farmers who have cultivable land. So, the farmers who do not have land and rely on other means of income are not eligible for the scheme. This excludes a significant section of farmers who are struggling to make ends meet.
To tackle these problems, the government needs to focus on ensuring proper registration of farmers and upgrading the registration process to make it more user-friendly. The government can also explore other financial schemes that could benefit the farmers who do not have land. The government should also take strict action against those who are illegally availing benefits under the scheme.
In Conclusion, PM Kisan Samman Nidhi Yojana has been a significant boost for farmers in India, but it still needs improvement. The government must take measures to address the concerns raised by farmers and ensure that the scheme reaches its intended beneficiaries. The government should work closely with the state governments and other stakeholders to ensure the smooth implementation of the scheme.