Title: Understanding the Key Aspects of Pradhan Mantri Kisan Samman Nidhi Yojana
Introduction:
The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a government initiative launched in 2018 to provide financial assistance and support to small and marginal farmers in India. The scheme aims to ensure a steady income flow for rural farmers and enable them to meet their agricultural requirements effectively. In this article, we will discuss some of the commonly asked questions related to the PM-KISAN scheme.
1. What is PM-KISAN?
PM-KISAN is a Central Sector Scheme that provides income support of ₹6,000 per year to eligible farmers. This amount is provided in three equal installments of ₹2,000 each, directly credited to the farmers’ bank accounts. The scheme primarily targets small and marginal farmers, covering over 14 crore beneficiaries across India.
2. What is the objective of PM-KISAN?
The primary objective of PM-KISAN is to provide financial aid to farmers for their agricultural needs and support their overall well-being. It aims to ensure that small and marginal farmers have access to sufficient financial resources to purchase inputs such as seeds, fertilizers, and other essential requirements, and to help improve their production and income levels.
3. How does the scheme work?
To avail the benefits of PM-KISAN, farmers need to register online through the official website or visit their nearest Common Service Center (CSC). Upon successful registration, the respective State Government verifies the applicant’s details and updates the beneficiary list. Once verified, the installments are directly transferred to the registered bank accounts of the eligible farmers.
4. Who is eligible for PM-KISAN?
Any farmer, including small and marginal farmers who own cultivable land, is eligible to apply for PM-KISAN. However, institutional landholders, farmer families with a higher income threshold, serving or retired government employees, and those who pay income tax are excluded from the scheme. The eligibility criteria may vary slightly from state to state.
5. Are there any changes in eligibility criteria due to the COVID-19 pandemic?
During the COVID-19 pandemic, the government expanded the scope of PM-KISAN to ensure that additional farmers are included. As a result, the scheme now includes all farmer families, regardless of the size of their operational landholdings. This move aimed to provide financial assistance to more farmers during these challenging times.
Conclusion:
The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) plays a crucial role in supporting farmers and ensuring their financial well-being. By offering direct income support, the scheme aims to uplift millions of small and marginal farmers across India, empowering them to boost agricultural productivity and improve their livelihoods. With its streamlined process and transparent approach, PM-KISAN continues to be a vital step towards agricultural growth and rural development in the country.