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What is Pradhan Mantri Kisan Samman Nidhi Yojna?
Pradhan Mantri Kisan Samman Nidhi Yojna (PM-KISAN) is a central sector scheme that was launched by the Government of India in 2019. The scheme aims to provide income support to small and marginal farmers in the country. The scheme is designed to provide financial assistance of Rs. 6,000 per year to eligible farmers in three installments of Rs. 2,000 each.
Who is eligible for PM-KISAN?
To be eligible for PM-KISAN, a farmer must fulfill the following criteria:
– The farmer should be a citizen of India.
– The farmer should own cultivable land.
– The farmer’s landholding should be up to 2 hectares.
– The farmer should not have any institutional credit outstanding.
How to enroll for PM-KISAN?
Farmers can enroll for PM-KISAN by visiting their nearest Common Service Centre (CSC). The registration process is free of cost. The farmer needs to provide the following documents to complete the registration process:
– Aadhaar card
– Land ownership documents
– Bank account details
Once the registration process is complete, the farmer’s name will be added to the PM-KISAN database, and he/she will be eligible to receive the financial assistance.
What are the benefits of PM-KISAN?
The benefits of PM-KISAN are as follows:
– Income support: PM-KISAN provides financial assistance of Rs. 6,000 per year to small and marginal farmers. This support can help farmers meet their agricultural needs, such as purchasing seeds, fertilizers, and other inputs.
– Voluntary participation: Farmers can enroll for PM-KISAN voluntarily. This means that farmers who feel they don’t need the financial assistance can choose not to enroll in the scheme.
– Direct benefit transfer: The financial assistance provided under PM-KISAN is transferred directly to the farmer’s bank account. This ensures that the assistance reaches the intended beneficiary.
What are the challenges of PM-KISAN?
Despite its benefits, PM-KISAN faces several challenges. Some of these challenges are:
– Limited coverage: PM-KISAN covers only small and marginal farmers who own up to 2 hectares of cultivable land. This leaves out a vast majority of landless laborers who work in the agricultural sector.
– Delayed payments: There have been instances where farmers have not received the financial assistance on time. This delay in payments can cause financial hardship for the farmers.
– Data discrepancies: There have been cases where ineligible farmers have enrolled for PM-KISAN, while eligible farmers have been left out due to data discrepancies. This highlights the importance of accurate data collection and verification.
In conclusion, Pradhan Mantri Kisan Samman Nidhi Yojna is a beneficial scheme for small and marginal farmers in India. However, to make the scheme more effective, the government needs to address the challenges it faces and work towards ensuring that the financial assistance reaches the intended beneficiaries on time.