As one of the most ambitious schemes launched by the Indian government for the welfare of farmers, the Pradhan Mantri Kisan Samman Nidhi Yojna (PM-KISAN) aims to provide financial assistance to small and marginal farmers across the country. However, despite the scheme’s noble intent, there have been several problems associated with its implementation.
One of the biggest challenges in implementing the scheme has been the identification of eligible beneficiaries. It has been found that many deserving farmers have been left out while some ineligible farmers have received benefits under the scheme. These discrepancies are mostly due to incomplete data and the lack of an efficient communication system.
Another significant issue has been the delay in disbursing the funds to the farmers. As per the guidelines, the assistance should be provided to the beneficiary accounts before the 10th of every month. However, in practice, the funds have not reached the accounts of farmers on time, leading to dissatisfaction among them. This delay is mainly due to the cumbersome process of verification of eligibility criteria and updating the beneficiary data.
The third challenge associated with the scheme is the inadequate awareness among farmers about the scheme. Many farmers are still unaware of the benefits they can receive under this scheme, and thus, they are not taking advantage of it. The government needs to increase awareness about the scheme through various modes of communication, such as pamphlets, hoardings, and local radio channels.
In conclusion, the Pradhan Mantri Kisan Samman Nidhi Yojna is a laudable initiative by the Indian government to provide financial assistance to small and marginal farmers. However, the scheme’s implementation has not been without its challenges. The government needs to address the issues related to the identification of eligible beneficiaries, the delay in fund disbursal, and inadequate awareness among farmers. With proper planning and execution, PM-KISAN can indeed become a milestone initiative to uplift the lives of farmers in India.