Sure, here’s an article on Pradhan Mantri Kisan Samman Nidhi Yojna:
Pradhan Mantri Kisan Samman Nidhi Yojna: An Overview
India is primarily an agrarian economy, with more than 60% of the population dependent on agriculture and allied activities. In recent years, however, agriculture has been facing a lot of challenges due to declining productivity, climate change, and other factors. To address these issues and support the agriculture sector, the government of India launched the Pradhan Mantri Kisan Samman Nidhi Yojna (PM-KISAN) in 2019.
The PM-KISAN scheme aims to provide direct income support to small and marginal farmers in the country. Under the scheme, eligible farmers get an annual financial assistance of Rs 6,000 in three instalments of Rs 2,000 each. The funds are directly credited to the bank accounts of the beneficiaries through the Direct Benefit Transfer (DBT) system.
Eligibility Criteria for PM-KISAN
To be eligible for the PM-KISAN scheme, a farmer must fulfill the following criteria:
– Should be an Indian citizen
– Should own cultivable land up to 2 hectares
– Should not be a member of any higher-income group
– Should not be a holder of constitutional posts, ministers, MPs, MLAs, etc.
Registration Process for PM-KISAN
Farmers who meet the eligibility criteria can apply for PM-KISAN by visiting the official website of the scheme or by visiting the nearest Common Service Centre (CSC). They will need to provide the following documents:
– Aadhaar card
– Bank account details
– Land ownership documents
The registration process is free of cost, and there is no provision for any fee or bribe. Once the application is approved, farmers will start receiving the financial assistance in their bank accounts.
Benefits of PM-KISAN
The PM-KISAN scheme has several benefits for small and marginal farmers:
– Provides financial assistance to farmers to meet their short-term credit needs
– Helps farmers to invest in agricultural inputs and machinery to enhance productivity
– Enables farmers to adopt new technologies and practices to improve crop yields
– Supports farmers in coping with fluctuating prices, climate change, and other challenges
The PM-KISAN scheme has been a boon for many farmers in the country, especially those facing financial distress due to various factors. The scheme has helped farmers to continue their farming activities, improve their income, and contribute to the growth and development of the agriculture sector.
Conclusion
The PM-KISAN scheme is a major initiative of the Indian government towards enhancing the livelihood of farmers in the country. It provides a significant amount of financial assistance to farmers, enabling them to meet their agricultural needs and adopt new technologies and practices. The scheme has already benefited millions of farmers across the country, and the government’s efforts to expand its reach are commendable.