Article: All You Need to Know about Pradhan Mantri Kisan Samman Nidhi Yojana
The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a transformative scheme launched by the Government of India in 2019 with the aim to provide financial support to small and marginal farmers across the country. It seeks to ensure better livelihoods and alleviate poverty for these farmers, who play a crucial role in the nation’s agricultural sector.
Under the PM-KISAN scheme, eligible farmers receive direct income support of INR 6,000 per year, paid in three equal installments of INR 2,000 each. The funds are transferred directly to the beneficiaries’ bank accounts to avoid any intermediaries and ensure transparency. This helps farmers in meeting their agricultural needs and ultimately increasing the productivity of their land.
Who is eligible for PM-KISAN?
To avail the benefits of this scheme, farmers need to fulfill certain eligibility criteria. Firstly, they must be classified as small and marginal farmers under the defined categories. Small and marginal farmers are those who own cultivable land up to 2 hectares. Secondly, the applicant should be a citizen of India or belong to any of the eligible categories identified by the government.
How to apply for PM-KISAN?
The application process for PM-KISAN is fairly simple and can be done either online or offline. Interested farmers can visit the official website of PM-KISAN or approach their nearest Common Service Center (CSC) for assistance. On the website, applicants can find the relevant application form and fill it with accurate details. They will need to provide their personal information, Aadhaar number, bank account details, and landholding details. Once the application is submitted, it goes through a verification process to establish the applicant’s eligibility.
Benefits of PM-KISAN:
The Pradhan Mantri Kisan Samman Nidhi Yojana has proven to be a lifeline for small and marginal farmers across the country. Here are some key advantages of the scheme:
1. Financial support: The direct income support of INR 6,000 per year helps farmers in meeting various agricultural expenses, purchasing seeds, fertilizers, and other necessary inputs for successful farming.
2. Encouragement for sustainable agriculture: With an assured income, farmers are motivated to adopt newer and more sustainable agricultural practices. This contributes to increasing productivity and ensures food security for the nation.
3. Poverty alleviation: By providing financial stability to farmers, the PM-KISAN scheme aims to alleviate poverty in rural areas and improve the standard of living for farming families.
4. Digital governance: With direct bank transfers, the scheme significantly minimizes leakages, corruption, and pilferage. It promotes the idea of digital governance and transparency in distributing government benefits.
Conclusion:
The Pradhan Mantri Kisan Samman Nidhi Yojana is a significant step taken by the Indian government to uplift farmers and provide them with essential financial support. By directly transferring funds to farmers’ bank accounts, the scheme ensures timely and hassle-free access to funds. With the ongoing advancements in technology and digitization, the implementation of PM-KISAN has become more efficient and transparent. This scheme not only helps in boosting agricultural production but also improves the overall socio-economic conditions of small and marginal farmers across India.