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Pradhan Mantri Kisan Samman Nidhi Yojana or PM-Kisan is a central government scheme launched in February 2019 to provide financial assistance to small and marginal farmers who are landholders. Under this scheme, eligible farmers receive a sum of Rs. 6000 annually in three equal installments directly in their bank accounts. This scheme aims to provide financial support to farmers and to boost their income.
Here are some common queries related to PM-Kisan:
1. Who are eligible under PM-Kisan scheme?
Small and marginal farmers who are landholders with cultivable land up to 2 hectares are eligible under PM-Kisan. The scheme is aimed at farmers who own land but have limited resources to invest in agriculture. The scheme also covers farmer families who have less than Rs. 2 lakh annual income.
2. How to apply for PM-Kisan scheme?
The application process for PM-Kisan scheme is simple and can be done online or offline. The farmers can register themselves at the Common Service Centers (CSCs) available at the Gram Panchayat level or online at https://pmkisan.gov.in/ . The farmers need to provide details such as name, Aadhaar number, bank account details and the area of cultivable land owned.
3. When are the installments released under PM-Kisan scheme?
The installments are released in three equal installments of Rs. 2000 each, the first installment from April – July, the second from August – November, and the third from December – March. The amount is directly transferred to the farmer’s bank account in these three installments.
4. What is the fund allocation for PM-Kisan scheme?
The Central Government is providing Rs. 75,000 crores for this scheme and the entire amount will be used to provide financial assistance to farmers across the country. The scheme aims to benefit around 12 crore small and marginal farmers in India.
5. Will the scheme cover farmers who have taken loans?
The scheme covers all small and marginal farmers, including those who have taken loans. There is no restriction on farmers who have taken loans from availing the benefits of the scheme. However, the scheme does not provide any loan waiver or debt relief to farmers.
In conclusion, Pradhan Mantri Kisan Samman Nidhi Yojana or PM-Kisan is a revolutionary scheme that aims to provide financial assistance to small and marginal farmers to boost their income. The scheme has already benefited millions of farmers across India and is seen as a game-changer for the agriculture sector in the country.