Pradhan Mantri Kisan Samman Nidhi Yojana ki jankari
Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a government scheme in India that was launched in February 2019 with the aim of providing financial support to small and marginal farmers. The scheme aims to ensure a minimum income guarantee for farmers and alleviate their financial burdens.
Under the PM-KISAN scheme, eligible farmers receive a direct income support of Rs. 6,000 per year in three equal installments of Rs. 2,000 each. This financial assistance is provided to farmers across the country, irrespective of their landholding size, to help them meet their agricultural expenses and improve their overall livelihoods.
To be eligible for the scheme, a farmer must fulfill certain criteria. The farmer should be an Indian citizen and own cultivable land. Families where members are holding constitutional posts, or are former or current members of parliament or legislative assemblies, are excluded from the scheme. Additionally, professionals such as doctors, engineers, lawyers, etc., who also engage in farming activities, are not eligible for the PM-KISAN scheme.
The application process for PM-KISAN is relatively simple and can be done through both online and offline channels. Farmers can visit their nearest Common Service Centres (CSCs) or the local agriculture department to enroll for the scheme. They need to provide necessary documents such as land records, Aadhaar card or any other valid identification proof, and bank account details to complete the registration process. The enrolled farmers then receive a unique PM-KISAN identification number, which is used for future correspondence and benefit transfers.
The funds under the PM-KISAN scheme are directly credited to the bank accounts of the eligible farmers. The financial assistance helps farmers in various ways, such as purchasing essential farming inputs like seeds, fertilizers, and equipment, as well as meeting their household needs.
The PM-KISAN scheme has been widely applauded for its targeted approach to empower the farming community. By providing direct income support to farmers, the scheme aims to address the challenges faced by those in the agricultural sector and reduce their dependence on borrowings, thereby improving their financial stability.
However, it is essential to ensure effective implementation and monitoring of the scheme to reach the intended beneficiaries. The government has been continuously working to enhance the outreach and coverage of PM-KISAN by conducting awareness campaigns and ensuring smooth disbursal of funds.
In conclusion, the Pradhan Mantri Kisan Samman Nidhi Yojana is a significant initiative by the Indian government to support small and marginal farmers financially. Through its direct income support, the scheme aims to uplift the agricultural sector and improve the lives of farmers across the country.