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Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan): An Initiative to Support India’s Farmers
Agriculture is the backbone of India, providing employment to over half of the country’s population. Despite the importance of farming in the country’s economy, farmers often struggle to make ends meet due to various geographical and economic factors. To help address the challenges faced by India’s farmers, the government introduced the Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan).
PM-Kisan is a central government scheme that aims to provide financial support to farmers by giving them an income support of Rs. 6,000 per year. The scheme was first announced in the 2019 interim budget and was launched on 24th February 2019. The scheme is implemented by the Ministry of Agriculture and Farmers’ Welfare.
Objectives of PM-Kisan:
– Provide financial assistance to small and marginal farmers for income support to sustain their livelihood.
– Address the liquidity constraints faced by farmers in availing credit.
– And, to ensure continuity in farming activities.
Eligibility criteria for PM-Kisan:
– All Small and Marginal Farmers’ families’ having cultivable land up to 2 hectares.
– Families that own cultivable land as per land records of the respective State/Union Territory (UT) as on 01.02.2019.
– Multiple members of a family can apply separately for receiving the benefit under the scheme, provided that they meet the eligibility criteria.
Note: Farmers covered under the following categories of the operational holdings will not be eligible for the benefit of the scheme.
– Institutional landholders.
– Farmers who have retired from government services or holding constitutional posts.
– Professionals such as doctors, engineers, lawyers, etc.
Benefit under PM-Kisan:
– Under PM-Kisan, eligible farmers are provided Rs. 6,000 annually in three instalments of Rs. 2,000 each.
– The 1st installment is transferred from 1st April to 31st July, the 2nd installment from 1st August to 30th November, and the 3rd installment from 1st December to 31st March.
Process for registration and benefit transfer:
– Beneficiaries’ details are uploaded and verified by the State/UT Governments on the PM-Kisan web portal.
– The fund transfer is done directly to the bank accounts of eligible beneficiaries through Direct Benefit Transfer (DBT) mode.
– Banks play a critical role in facilitating the enrolment of farmers and opening their bank accounts. Banks also assist in the resolution of grievances received from farmers.
Conclusion:
PM-Kisan has been instrumental in providing much-needed financial support to small and marginal farmers across India. The scheme has helped farmers in sustaining their livelihood, addressing credit constraints, and ensuring continuity in farming activities. By giving direct income support to farmers, the scheme has also contributed to reducing rural distress and improving the overall welfare of the farming community.
So, if you are an eligible farmer, you can register under the scheme on the official PM-Kisan web portal and avail the benefits provided by the government.