The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a scheme launched by the government of India in February 2019. The objective of the scheme is to provide financial assistance to small and marginal farmers across the country, in order to support their farming activities.
Under this scheme, eligible farmers receive a sum of Rs.6,000 per year, which is paid in three instalments of Rs.2,000 each directly into their bank accounts. It is estimated that around 14 crore farmers, who have less than 2 hectares of land, will benefit from this scheme.
The PM-KISAN scheme has a number of benefits for farmers, such as providing regular and assured income support, enabling them to take care of their basic needs and also invest in farming activities. Many farmers have welcomed the scheme as it has eased their financial burden. Critics have argued that the scheme offers only a small amount of money and leaves out many farmers who are in need of assistance.
To be eligible for the PM-KISAN scheme, farmers need to possess a valid Aadhaar card or other relevant documents issued by the government. They should also have an active bank account in their name, which needs to be linked to their Aadhaar card. The government has set up a web portal for farmers to apply for the scheme, and they can also visit any of the Common Service Centres (CSCs) across the country to register for the scheme.
The PM-KISAN scheme has faced some challenges since its launch, such as difficulties in identifying eligible beneficiaries and issues related to data accuracy. The government has taken steps to address these issues, such as regular data verification and making the application process simpler.
Overall, the PM-KISAN scheme is a step towards providing much-needed financial assistance to small and marginal farmers in the country. While there may be some challenges, the government’s efforts to address these issues will hopefully result in greater benefits for farmers and their families in the future.