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Pm Kisan Samman Nidhi Yojna information

Title: PM-Kisan Samman Nidhi Yojana: Empowering Farmers with Financial Aid


In an attempt to alleviate the financial burdens of farmers across India, the Government of India introduced the Pradhan Mantri Kisan Samman Nidhi Yojana, or PM-Kisan scheme in February 2019. This far-reaching initiative aims to provide direct income support to small and marginal farmers, ensuring a boost to their agricultural practices and overall economic well-being.

Objective of PM-Kisan Samman Nidhi Yojana:

The primary goal of PM-Kisan Samman Nidhi Yojana is to offer financial aid to farmers, enabling them to meet their cultivation costs and address any financial setbacks they may face. The scheme particularly focuses on the welfare of small and marginal farmers, who make up the majority of the farming community in India.

Eligibility Criteria:

To be eligible for the benefits of the PM-Kisan scheme, farmers must fulfill the following criteria:

1. Farmers must be landowners who directly cultivate their land or hire workers for cultivation.
2. The scheme is applicable to small and marginal farmers, owning land up to two hectares.
3. Families comprising of a husband, wife, and minor children can register as a single beneficiary unit.
4. Farmers must possess valid Aadhaar cards and ensure that their details are linked to their respective bank accounts.

Financial Assistance and Distribution:

Under the PM-Kisan Samman Nidhi Yojana, eligible farmers receive financial assistance of Rs. 6,000 annually, paid in three installments of Rs. 2,000 each. The direct transfer of funds occurs through the Aadhaar-based Direct Benefit Transfer (DBT) platform into the farmers’ bank accounts.

The government disburses the funds every four months in three tranches – from April 1st to July 31st of each financial year. The financial aid provided aims to supplement the expenses incurred by farmers on farming essentials like seeds, fertilizers, and other inputs.

Registration Process:

The registration process for the PM-Kisan scheme is relatively straightforward. Farmers can apply through the scheme’s official website or through their respective state or union territory’s nodal offices. Additionally, registration can be done through the Common Service Centers (CSCs) at the village level.

Significance and Impact:

The PM-Kisan Samman Nidhi Yojana has been instrumental in transforming the lives of farmers across India. By providing them with direct financial assistance, the scheme empowers farmers to invest in their agricultural activities and adopt modern farming practices. The financial aid ensures stability, increases productivity, and acts as a safety net during unforeseen circumstances like crop failures or natural disasters.

Moreover, the PM-Kisan scheme has also contributed significantly to minimizing the distress faced by farmers due to their socio-economic vulnerabilities. By embracing this transformative scheme, the Indian government is working towards reducing income inequality, boosting rural development, and ensuring food security.


The Pradhan Mantri Kisan Samman Nidhi Yojana has emerged as a dynamic solution to uplift the farming community in India by providing them with much-needed financial assistance. It has made significant strides in supporting small and marginal farmers and empowering them to improve their agricultural practices. As the scheme extends its reach, it plays a crucial role in enhancing the socio-economic well-being of millions of farmers and moving closer to achieving inclusive growth in the agrarian sector.

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