Certainly, here is an article on PM Kisan Samman Nidhi Yojana.
PM Kisan Samman Nidhi Yojana: Providing Financial Support to Farmers
The PM Kisan Samman Nidhi Yojana is a welfare scheme launched by the Government of India in February 2019. It aims to financially support small and marginal farmers across the country by providing them with direct income support of Rs. 6,000 per year. The scheme was one of the government’s major pre-poll promises, aimed at addressing rural distress and improving the socio-economic condition of farmers.
Under the PM Kisan Samman Nidhi Yojana, eligible farmers receive Rs. 2,000 in three instalments of Rs. 2,000 each, credited directly to their bank accounts. The scheme is applicable to farmers who own up to 2 hectares of landholding and cultivators who grow fruits, vegetables, and crops, different types of plantations, and eligible beneficiaries also include those who hold land and rear animals.
The aim of the programme is to provide farmers with financial support to ensure that they are able to meet their agricultural expenses and investment needs, buy seeds, fertilizers, pesticides, and machinery along with other farm inputs. This financial assistance also helps farmers to meet their basic household and living expenses, which reduces their dependence on loans and other sources of credit, thus preventing rural distress.
The scheme has seen a tremendous response from farmers across the country, and as per the latest data, more than 11.7 crore farmers have been enrolled under the scheme. The government has disbursed more than Rs. 92,000 crore to farmers so far, under this scheme.
The scheme is not without its challenges. Despite the government’s efforts, many farmers still remain unaware of this scheme and its benefits. In addition, some farmers have been excluded from the scheme due to certain eligibility criteria, which leaves them vulnerable to distress. The government has taken steps to address these issues and is working to reach out to more farmers and increase the scope of the scheme to include more beneficiaries.
In conclusion, the PM Kisan Samma Nidhi Yojana is an important welfare scheme that aims to provide financial support to small and marginal farmers across the country. The scheme has made a significant impact on the lives of farmers by providing them with direct income support, which has helped them to meet their basic needs and agricultural expenses. The government’s efforts to expand the scope of the scheme and reach out to more farmers are commendable, and it is hoped that this scheme will continue to benefit farmers and help to mitigate rural distress in the long run.