Certainly! Here’s an article on PM Kisan Samman Nidhi Yojana:
In an effort to improve the livelihoods of small and marginal farmers, the Government of India launched the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme on December 1, 2018. Under this scheme, eligible farmers are provided with financial assistance of Rs. 6,000 per year, given in three equal instalments of Rs. 2,000 each, directly into their bank accounts.
The PM-KISAN scheme aims to cover approximately 145 million farmers across the country, making it one of the largest schemes in the world. The scheme is open to all farmers, regardless of their landholding size, and is free from any discrimination based on gender, religion, or caste.
To be eligible for the PM-KISAN scheme, farmers must meet the following criteria:
– They should be owners of cultivable land, either as an individual, or jointly with others or through lease for the purpose of cultivation.
– The land should be registered in the name of the farmer or cultivator or should be a communal land that is cultivated on a collective basis.
– Farmers should have a valid Aadhaar card or enrolment number, which they should link with their bank account.
The PM-KISAN scheme involves a central government database that identifies and validates eligible beneficiaries. The funds are transferred directly to the beneficiary’s bank account in three instalments, with the first payment made in April, the second in August, and the third in December.
The PM-KISAN scheme has been welcomed by farmers across the country, as it provides direct cash benefits that can be used to cover various farming expenses, such as buying seeds, fertilizers, and other inputs. The scheme also helps to reduce the debt burden of farmers, as they no longer have to rely on informal credit sources or moneylenders.
The PM-KISAN scheme has been effective in providing financial assistance to farmers, and has helped to improve the overall standard of living of farmers across the country. The government has also announced a number of complementary measures, such as the procurement of crops at minimum support prices, the creation of farmer producer organizations, the promotion of agricultural diversification, and the expansion of agricultural insurance, which are aimed at further improving the livelihoods of farmers.
In conclusion, the PM-KISAN scheme provides an important lifeline to millions of small and marginal farmers across India, and has the potential to significantly improve the overall agricultural productivity and prosperity of the country. Through this scheme, the government is able to provide much-needed financial assistance to farmers, supporting them in their efforts to make agriculture a sustainable and profitable venture.