The Kisan Samman Nidhi scheme was introduced by the Indian government in order to provide financial assistance to small and marginal farmers. Under this scheme, eligible farmers are given a financial aid of Rs 6,000 per annum in three equal installments directly into their bank account. However, in some cases, the amount may not get credited to the farmer’s account due to various reasons.
One of the major reasons for non-credit of the amount is the incorrect bank account details provided by the farmer. It is essential for the farmer to provide accurate details like account number, IFSC code, and account name to ensure the successful transfer of funds. Any discrepancy in the account details may lead to the rejection of the transfer request.
Another reason for non-credit of funds could be due to the bank account being inactive or closed. In such cases, the farmer should immediately get the account activated or open a new account and provide the revised details to the concerned authorities.
Non-availability of Aadhaar linked bank account could also lead to the rejection of the transfer request. Under the Kisan Samman Nidhi scheme, it is mandatory for the farmer to have an Aadhar linked bank account. If a farmer fails to link the Aadhaar card with the bank account, the transfer of funds will not be possible.
The delay in the verification process and seeding of bank account with Aadhar card could also lead to non-credit of funds. The process of verification and seeding of bank accounts may take time, in such cases, the farmers are advised to keep track of the status of their application.
In conclusion, it is imperative for the farmers to ensure that they provide accurate and up-to-date information to the authorities to ensure hassle-free and timely transfer of funds under the Kisan Samman Nidhi scheme. They should also keep track of the status of their application to ensure that they receive their entitled amount. In case of any difficulty, the farmers can approach the concerned authorities for assistance.