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The Pradhan Mantri Kisan Samman Nidhi Yojana, also known as PM-KISAN, is a government scheme aimed at providing financial assistance to small and marginal farmers across the country. The scheme was launched in February 2019 and has since been implemented in all states and Union Territories of India. The scheme seeks to provide financial support to farmers who are struggling to make ends meet and to ensure that they have a regular source of income.
Under the PM-KISAN scheme, eligible farmers receive Rs. 6,000 per annum in three equal installments of Rs. 2,000 each. The scheme is entirely funded by the Central Government, and the money is transferred directly to the farmers’ bank accounts through direct benefit transfer (DBT). The scheme is expected to benefit over 12 crore farmers across the country.
To be eligible for the scheme, farmers must have a maximum of two hectares of cultivable land and must be in possession of a valid bank account. The scheme is applicable to all families who satisfy the eligibility criteria, irrespective of caste, gender, religion or entitlement to other social schemes.
In order to avail the benefits of the PM-KISAN scheme, farmers need to register themselves on the PM-KISAN portal or at the local Common Service Centres (CSCs). The registration process is straightforward and requires farmers to provide basic information such as their name, Aadhaar number, bank account details, and landholding details.
The PM-KISAN scheme has been received positively by farmers across the country, who view it as a much-needed source of financial support. The scheme is also seen as an important initiative by the government to address the issue of farmer distress, which has been a major concern in recent years.
While the scheme has been largely successful in providing financial assistance to farmers, there have been some criticisms of the scheme as well. Some experts argue that the scheme does not address the root cause of farmer distress, which is the low productivity of Indian agriculture. Others have questioned the effectiveness of the scheme in reaching marginalized farmers who may not have access to bank accounts or other formal financial institutions.
Despite these criticisms, the PM-KISAN scheme remains an important initiative by the government to support small and marginal farmers in the country. The scheme provides a much-needed source of financial assistance to farmers and has the potential to bring about positive change in the lives of millions of Indian farmers.