Sure, here’s an article on PM Kisan Samman Nidhi:
PM Kisan Samman Nidhi: A Scheme Providing Financial Assistance to Farmers
The PM Kisan Samman Nidhi is a Central government scheme launched in February 2019 to provide financial assistance to small and marginal farmers across the country. Under this scheme, eligible farmers receive an amount of INR 6,000 per year in three installments of INR 2,000 each. The scheme aims to help farmers meet their agricultural needs and improve their income.
Eligibility Criteria
To avail of the PM Kisan Samman Nidhi scheme, farmers have to fulfill the following eligibility criteria:
1. The farmer should be a resident of India.
2. The farmer’s landholding should be less than 2 hectares (5 acres).
3. The farmer should not be a beneficiary of any other Central government scheme for farmers, such as the Pradhan Mantri Fasal Bima Yojana, the Pradhan Mantri Krishi Sinchai Yojana, or the Pradhan Mantri Kisan Maan-Dhan Yojana.
Application Process
Farmers can apply for the PM Kisan Samman Nidhi scheme through the following modes:
1. Online mode: Farmers can visit the official portal of the scheme – www.pmkisan.gov.in – and register themselves by providing their basic details such as name, Aadhaar number, bank account number, and mobile number.
2. CSCs: Farmers can also visit the Common Service Centers (CSCs) – set up by the government in rural areas – and apply for the scheme by providing the necessary documents.
3. Lekhpal Offices: Farmers can also approach the Lekhpal Offices – revenue officers in rural areas – and submit their application form along with supporting documents.
Disbursement Process
Once a farmer’s application is approved, the government transfers the money directly to the farmer’s bank account through Direct Benefit Transfer (DBT) mode. The first installment is paid between April and July, the second installment between August and November, and the third installment between December and March.
Benefits of PM Kisan Samman Nidhi
The primary benefits of the PM Kisan Samman Nidhi scheme are:
1. Financial assistance of INR 6,000 per year to small and marginal farmers.
2. Improved income for farmers, which would help them meet their agricultural needs and invest in their farms.
3. Encouragement for farmers to adopt modern technologies and practices to improve their yield and productivity.
4. Support for the growth of the agricultural sector, which is the backbone of the Indian economy, and contributes significantly to the country’s GDP.
Conclusion
The PM Kisan Samman Nidhi scheme is a significant initiative by the Central government to provide financial assistance to small and marginal farmers in the country. The scheme has helped several farmers across the country to improve their income and meet their agricultural needs. However, there are still several challenges that need to be addressed, such as the inclusion of tenant farmers, sharecroppers, and women farmers. With the right approach and implementation, the PM Kisan Samman Nidhi scheme can play a vital role in transforming the lives of farmers and their families.