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Title: PM-KISAN Samman Nidhi Yojana: Empowering Farmers for a Prosperous India
Introduction:
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a transformative scheme introduced by the Government of India to provide much-needed financial assistance and support to the farmers across the country. Launched on 24th February 2019, the PM-KISAN Samman Nidhi Yojana aims to ensure the overall welfare and prosperity of the farming community, playing a significant role in India’s agricultural sector.
Objective and Scope:
The primary objective of the PM-KISAN Samman Nidhi Yojana is to alleviate the financial burden faced by small and marginal farmers in meeting their agricultural requirements. The scheme provides direct income support to eligible farmers, thus facilitating smooth agricultural operations, enhancing productivity, and ultimately improving the standard of living in rural areas.
Eligibility Criteria:
To be eligible for the PM-KISAN Samman Nidhi Yojana, farmers must meet the following criteria:
1. The farmer must be a citizen of India.
2. The farmer should own cultivable land.
3. The scheme covers small and marginal farmers, which means those who possess less than 2 hectares (5 acres) of cultivable land.
4. The scheme is not limited to any specific age group, allowing all farmers to benefit from it.
Features and Benefits:
Under the PM-KISAN Samman Nidhi Yojana, eligible farmers receive financial aid of ₹6,000 per year, which is distributed in three equal installments of ₹2,000 each. The funds are transferred directly into the bank accounts of the beneficiaries through Direct Benefit Transfer (DBT). This direct transfer ensures transparency, reduces leakages, and minimizes the role of intermediaries.
The scheme provides farmers with a stable and assured income, enabling them to manage agricultural activities more effectively. The financial assistance can be utilized by the farmers to purchase seeds, fertilizers, pay for labor, or meet any other agricultural expenses. Additionally, the funds offer a safety net during times of distress, ensuring that farmers can sustain their livelihoods even in adverse circumstances.
Implementation:
The PM-KISAN Samman Nidhi Yojana is implemented by the Ministry of Agriculture and Farmers Welfare. The scheme operates through a robust and efficient digitized mechanism, involving state governments, union territories, and various banks. The linkage between Aadhaar cards and bank accounts ensures a seamless transfer of funds without any discrepancies.
Conclusion:
The PM-KISAN Samman Nidhi Yojana has emerged as a vital lifeline for small and marginal farmers in India. By alleviating their financial burdens and providing a stable income, the scheme empowers farmers to improve their productivity and achieve enhanced agricultural outcomes. With the government’s continued focus on the welfare of the farming community, the PM-KISAN Samman Nidhi Yojana plays an integral role in building a prosperous and self-reliant India.