Title: An Overview of PM Kisan Samman Nidhi Yojana: Transforming Indian Agriculture
Introduction:
PM Kisan Samman Nidhi Yojana is a farmer welfare program launched by the Government of India in 2019, aiming to provide financial support to small and marginal farmers across the country. The scheme is a significant stride towards transforming Indian agriculture and ensuring the economic well-being of farmers.
Objectives of PM Kisan Samman Nidhi Yojana:
The primary objective of the PM Kisan Samman Nidhi Yojana is to provide direct income support to eligible farmers by offering them financial assistance of Rs. 6,000 per year. The scheme seeks to address the income disparities among farmers, boost rural consumption and strengthen the agricultural sector.
Eligibility Criteria:
1. Land Ownership: The land-owning farmer must be the actual cultivator or landholder. Landless laborers and tenant farmers are not eligible.
2. Landholding Size: The scheme is applicable to farmers with cultivable landholding up to two hectares.
3. Farmer Categories: The scheme covers all farmers, regardless of their gender, age, or social category.
Process of Enrollment:
To enroll in PM Kisan Samman Nidhi Yojana, eligible farmers can register through online or offline modes:
Online Enrollment:
1. Visit the official PM Kisan Samman Nidhi Yojana website (pmkisan.gov.in).
2. Click on the “New Farmer Registration” option.
3. Fill in the required details accurately, including Aadhaar number, bank account details, and landholding information.
4. Submit the form after verifying all the provided information.
Offline Enrollment:
1. Visit the nearest Common Service Center (CSC) or local Agriculture Department office.
2. Collect a registration form and fill it with accurate details.
3. Attach the necessary documents, like Aadhaar card, bank passbook, and landholding records.
4. Submit the form along with the documents to the respective authority.
Financial Assistance Disbursement:
Upon successful enrollment, the eligible farmers will receive financial assistance of Rs. 2,000 every four months directly into their registered bank accounts. The amount is credited in three equal installments over the financial year (April to March). This regular income support aims to ease the financial burden on farmers and provide stability.
Government Initiative and Budget Allocation:
The Government of India demonstrates its commitment to agricultural development by allocating a substantial budget to the PM Kisan Samman Nidhi Yojana. As per the 2021-2022 Union Budget, the scheme is estimated to benefit approximately 12 crore farmers, with an allocated budget of Rs. 65,000 crore.
Conclusion:
PM Kisan Samman Nidhi Yojana is a progressive initiative that offers direct income support to small and marginal farmers, substantially alleviating their financial difficulties. By providing stable income and fostering economic independence, the scheme seeks to drive rural prosperity and strengthen the agricultural sector, contributing to India’s overall economic growth.