Crop Girdawari, also known as crop assessment or crop survey, is an essential process in the agricultural sector that helps in determining the extent of crop damage due to various factors like pest attack, natural disasters, or adverse weather conditions. It is a crucial tool for farmers to assess the loss incurred and claim insurance under the Prime Minister’s Crop Insurance Scheme.
The Prime Minister’s Crop Insurance Scheme, also known as the Pradhan Mantri Fasal Bima Yojana (PMFBY), was launched by the Government of India with the aim of providing financial support to farmers in case of crop failure or damage. Under this scheme, farmers pay a nominal premium amount, while the government and insurance companies share the remaining cost. This scheme provides comprehensive risk coverage against a wide range of natural calamities, including drought, flood, cyclone, hailstorm, and pest attack.
Crop Girdawari plays a crucial role in the implementation of the PMFBY as it helps in assessing the extent of crop damage accurately. The process involves conducting a detailed survey of the affected fields by trained officials who record the data related to the crop, the extent of damage, and the potential yield loss. This information is then used to determine the compensation amount that the farmers are entitled to receive under the crop insurance scheme.
Crop Girdawari is carried out at regular intervals, especially after the occurrence of a natural calamity or adverse weather conditions. It helps in providing timely assistance to farmers and ensures a smooth claims settlement process under the PMFBY. The accurate assessment of crop damage through Girdawari helps in preventing any fraudulent claims and ensures that the benefits reach the deserving farmers.
In conclusion, Crop Girdawari is a crucial component of the Prime Minister’s Crop Insurance Scheme that helps in assessing the extent of crop damage accurately and ensuring timely compensation to farmers. It plays a significant role in the successful implementation of the scheme and provides financial security to farmers in times of distress. By conducting regular crop assessments, the government can fulfill its commitment to support farmers and promote agricultural sustainability in the country.