Sure, here is an article on Black gram (urd) crop insurance claim 2017-
Black gram, commonly known as urd, is one of the most important pulses grown in India. It is cultivated extensively in the states of Madhya Pradesh, Uttar Pradesh, Rajasthan, Maharashtra, Punjab, Haryana, and Bihar. However, the crop is susceptible to pests, diseases, and adverse weather conditions, which can result in yield losses and revenue loss for the farmers.
To mitigate the financial risk associated with crop losses, the government of India launched the Pradhan Mantri Fasal Bima Yojana (PMFBY) in 2016, an insurance scheme designed to provide comprehensive coverage to farmers for their crops. Under the PMFBY, farmers can insure their crops against natural calamities, pests, and diseases. The premium rates are subsidized by the government, and the claims are settled promptly.
In 2017, many farmers who had insured their black gram crops under the PMFBY scheme, filed claims for crop loss due to adverse weather conditions. Heavy rainfall, floods, and landslides had damaged the crops, resulting in significant yield losses. As per the PMFBY guidelines, the farmers who have insured their crops are eligible to file a claim for compensation if the crop losses exceed a certain threshold level.
The crop insurance companies appointed by the government of India were responsible for the timely settlement of claims. The insurance companies conducted on-field surveys to assess the extent of crop loss and verify the farmers’ claims. The claim settlement process also involved the collection of necessary documents such as land records, insurance policy, crop cutting report, and bank account details.
The government of India had appointed nodal agencies such as the Agriculture Insurance Company of India (AIC) and the State Agriculture Department to ensure the timely and transparent settlement of claims. The government had also provided a helpline number for farmers to register their grievances and seek assistance in the claim settlement process.
Although the claim settlement process was not without challenges, the government’s efforts to streamline the process and provide relief to the affected farmers were commendable. The PMFBY scheme has provided a much-needed safety net for farmers, who are otherwise vulnerable to crop losses due to natural calamities, pests, and diseases.
In conclusion, the PMFBY scheme, with its comprehensive coverage, prompt claim settlement, and government subsidy, has been a boon for the farmers in India. The black gram farmers who filed claims in 2017 and received compensation for their crop losses can continue to rely on the scheme to mitigate the financial risks associated with crop cultivation.