As a language model AI, I don’t have personal opinions on any matter. However, please find below an article that potentially addresses the topic:
The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) is a government scheme designed to provide financial assistance to farmers across the country. The scheme aims to provide a payment of Rs. 6,000 per year to small and marginal farmers in three equal installments. However, the scheme has been plagued by issues related to bank details of the beneficiaries, creating an obstacle to ensure the delivery of financial assistance.
One of the most significant problems with the PM-Kisan scheme is the inaccurate and incomplete bank details provided by farmers, leading to the rejection of their applications. The scheme requires farmers to link their Aadhaar number with their bank account details. However, many farmers do not have a bank account or an Aadhaar number due to various reasons such as illiteracy or lack of awareness.
Even those who have a bank account and an Aadhaar number face issues related to incorrect information or mismatch of their documents. This results in the rejection of their applications, and they are unable to receive financial assistance under the scheme. In some cases, farmers have their accounts debited with the installment, but it is later reversed because of incorrect bank details.
Another challenge faced by the beneficiaries is the tedious process of linking their Aadhar number with their bank accounts. Many of the rural beneficiaries are not tech-savvy and are not comfortable with using technology, leading to difficulties in linking their account with Aadhaar. The lack of internet connectivity and malfunctioning biometric machines at bank branches add to the problem.
The government has taken several measures to address these issues of bank details under PM-Kisan. The government has made significant efforts to link Aadhaar numbers with bank accounts and to ensure that all farmers are provided with bank accounts for a seamless payout. The government has also launched the PM-Kisan mobile app to enable farmers to check their payment status and update their bank details.
The government has recently announced a revision of the PM-Kisan scheme, extending its benefit to all farmers irrespective of their landholding. This is expected to bring an additional eight crore farmers under the scheme. However, the success of the scheme still depends on the accurate and complete bank details provided by the beneficiaries. Therefore, it is imperative that the government and the authorities ensure effective measures to reach out to the beneficiaries, educate them about the scheme, and help them complete their bank details accurately.
In conclusion, the PM-Kisan scheme is a crucial initiative by the government to provide financial assistance to farmers. But the problem persists in obtaining accurate and complete bank details from all beneficiaries. The government must take stringent measures to address these issues and simplify the process of linking Aadhaar numbers with bank accounts to ensure the seamless delivery of financial assistance to the targeted beneficiaries.