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Mukhy Mantri Karj Maafi Yojna is a loan waive-off scheme initiated by the Chief Minister of Madhya Pradesh, Kamal Nath, in 2019. The scheme was established to provide debt relief to farmers in the state who are struggling with debt and financial instability.
Under this scheme, eligible farmers can get their agricultural loans waived off up to a maximum limit of Rs. 2 lakh. The scheme aims to benefit approximately 55 lakh farmers in the state, who are unable to repay their loans due to various reasons, including crop failure, natural calamities, and low crop prices.
The scheme covers both short-term and long-term agricultural loans, including loans taken from cooperative banks, rural banks, and commercial banks. Eligible farmers who have taken loans from these lenders can apply for the scheme through a simple online registration process.
The application process for the scheme is easy and can be completed by visiting the official website of the scheme. Once the application is submitted, it will be reviewed by the concerned authorities, and eligible farmers will receive a waiver amount directly to their bank accounts.
The scheme has received significant support from farmers and agriculture workers across the state. The scheme also aims to boost the rural economy by providing financial stability to farmers and encouraging investments in agriculture.
Overall, the Mukhy Mantri Karj Maafi Yojna is an essential step towards alleviating the financial burden on farmers, promoting rural development, and improving the standard of living of people in rural areas. It is a flagship scheme of the Madhya Pradesh government and sets an example for other states to follow.