Sure, I can provide an article on Pradhan Mantri Kisan Samman Nidhi Yojana.
Pradhan Mantri Kisan Samman Nidhi Yojana, also known as PM-KISAN, is a scheme launched by the Government of India in February 2019. The scheme aims to provide financial assistance to small and marginal farmers in India. Under this scheme, eligible farmers receive Rs. 6,000 per year, payable in three equal installments of Rs. 2,000 each.
PM-KISAN is a direct benefit transfer (DBT) scheme, which means that the funds are directly transferred to the bank account of the beneficiary farmer. The scheme covers all small and marginal farmers who own up to two hectares of land. The scheme excludes institutional landholders, farmer families in which one or more members hold a constitutional position, and farmers who have paid income tax in the previous assessment year.
To apply for the PM-KISAN scheme, farmers can visit their nearest Common Service Centre (CSC) or Krishi Vigyan Kendra (KVK). They can also apply online through the PM-KISAN portal. The application process is simple and requires basic information such as name, address, Aadhaar number, and bank account details. Upon submitting the application, the farmer’s eligibility is verified, and if everything is found to be in order, the first installment of Rs. 2,000 is transferred to the farmer’s bank account.
PM-KISAN has been designed to provide financial assistance to farmers to meet their agricultural needs, improve their production, and achieve higher returns. The scheme aims to help farmers deal with the challenges of climate change, rising input costs, and low productivity. The scheme has been widely welcomed by farmers across the country and has been instrumental in boosting the morale of the farming community.
In conclusion, PM-KISAN is a significant initiative by the Indian government to provide direct financial assistance to small and marginal farmers. The scheme has been instrumental in improving the economic condition of farmers and boosting farm productivity. It is a step towards the government’s goal of achieving the vision of “doubling farmers’ income by 2022”.