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Pradhan Mantri Kisan Samman Nidhi Yojana, also known as PM-KISAN, is a scheme launched by the Government of India on 24th February 2019. It is a welfare scheme for farmers, aiming to provide financial assistance to small and marginal farmers across the country. Under this scheme, eligible farmers receive a financial benefit of Rs. 6,000 per year, payable in three equal installments of Rs. 2,000 each in their bank accounts.
The main objective of the PM-KISAN scheme is to provide timely financial support to farmers for cultivation and other related needs. The government has allocated a budget of Rs. 75,000 crores for this scheme, which is expected to benefit around 12 crore small and marginal farmers in the country. The scheme is operational in all the states and union territories of India.
Eligibility Criteria for PM-KISAN Scheme
To avail the benefits of the PM-KISAN scheme, farmers have to fulfill the following eligibility criteria:
1. Farmers who own cultivable land and produce crops are eligible.
2. Landowners who have leased their land for cultivation are also eligible for the scheme.
3. Small and marginal farmers with a total cultivable land holding of up to 2 hectares are eligible.
4. Farmers who have applied online or offline for the PM-KISAN scheme and their applications have been accepted by the authorities are eligible.
5. Farmers who belong to the SC/ST category, or are widows or disabled, are also eligible.
Benefits of PM-KISAN Scheme
The PM-KISAN scheme provides several benefits to the farmers. These include:
1. Financial support to farmers to meet their agricultural expenses.
2. Provision of cash assistance to farmers for purchasing seeds, fertilizers, and other inputs.
3. The scheme ensures timely delivery of financial benefits to farmers, which helps in reducing their dependency on moneylenders.
4. The direct transfer of money into the bank accounts of farmers helps in reducing corruption and ensuring transparency in the entire process.
5. The scheme provides an impetus to the agricultural sector, which is the backbone of the Indian economy.
Conclusion
The Pradhan Mantri Kisan Samman Nidhi Yojana scheme is a significant initiative by the Government of India to support small and marginal farmers. The scheme has proved to be a game-changer for the agricultural sector in the country, providing timely financial assistance to farmers and reducing their dependence on moneylenders. The scheme has helped in boosting the rural economy and improving the living standards of millions of farmers across India.