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Kisan Samman Nidhi Yojana or the PM-KISAN scheme was launched by the Government of India in February 2019 to provide financial assistance to small and marginal farmers. The scheme aims to ensure the direct transfer of INR 6,000 per year to the bank accounts of eligible farmers, covering the entire country.
Under the scheme, INR 75,000 crores has been earmarked for the financial year 2021-22. The scheme is one of the largest government-funded schemes in the world, targeting the welfare of approximately 14 crore farmers.
What is Kisan Samman Nidhi Yojana?
The Kisan Samman Nidhi Yojana or PM-KISAN scheme aims to provide financial support to small and marginal farmers across the country to meet their various expenses related to agriculture, such as buying fertilizers, seeds, paying for labour, etc.
The scheme provides INR 6,000 per year in three instalments of INR 2,000 each to eligible farmers. The amounts are credited directly to the beneficiaries’ Aadhaar linked bank accounts.
Who is eligible for the Kisan Samman Nidhi Yojana?
Farmers who are eligible to receive the benefits of the Kisan Samman Nidhi Yojana are:
1. Small and marginal farmers holding cultivable land up to 2 hectares are eligible for the scheme.
2. Farmers must be active members of their households, and their names must be on the list and under the category of the eligible farmers prepared by the Centre and the State Government.
3. All farmers must have Aadhaar cards, and their bank accounts should be linked with Aadhaar.
4. Joint owners of a cultivable land holding are also considered for coverage of the scheme if they meet the specified criteria.
How to apply for Kisan Samman Nidhi Yojana?
The Kisan Samman Nidhi Yojana scheme is entirely online, and farmers can apply for it through the PM-KISAN portal at pmkisan.gov.in or by visiting their nearest Common Service Centre (CSC).
To register for the scheme, one must fill the application form with the requisite details, including the applicant’s name, age, gender, and bank account details. After the verification process, the benefit amount is directly credited to the applicant’s bank account.
Conclusion:
The Kisan Samman Nidhi Yojana is a significant step towards the welfare of the farming community in India. The scheme aims to provide financial assistance to small and marginal farmers to help them overcome the various challenges and hurdles in agriculture. The scheme has been successful in providing a steady flow of income to farmers, encouraging them to take up agricultural activities confidently, and helping them achieve their goals to become self-sufficient.