Certainly, below is an article on Pradhan Mantri Kisan Samman Nidhi Yojana:
Pradhan Mantri Kisan Samman Nidhi Yojana (PM-Kisan) is a government scheme initiated by the Indian Government to provide financial assistance to small and marginal farmers across the country. The aim of this scheme is to ensure that farmers have access to adequate financial resources to carry out their farming operations, including buying seeds, fertilizers, and other inputs.
Under this scheme, eligible farmers receive financial assistance of Rs. 6,000 per year in three equal instalments of Rs. 2,000 each. The first instalment is paid between April and July, the second instalment is paid between August and November, and the third instalment is paid between December and March. The financial assistance is direct benefit transfer (DBT) into the farmer’s bank account.
To be eligible for the scheme, farmers must fulfil the following criteria:
– They should be farmers who own up to 2 hectares of cultivable land.
– The land should be in their name or in the name of their father or mother or any other legal heir.
– They should have an active bank account.
PM-Kisan was launched in February 2019 and has since been implemented across the country. Millions of farmers have already benefited from this scheme, and more are expected to benefit in the coming years.
The scheme has several benefits for the farmers. First and foremost, it provides them with much-needed financial assistance that they can use to improve their farming operations. This, in turn, can increase their agricultural output and income, and help them improve their standard of living.
Secondly, the scheme helps farmers overcome the financial distress caused by crop failures, weather-induced calamities, and other such factors. With the financial assistance provided under the scheme, farmers can ensure that they have enough funds to tide over such difficulties.
Thirdly, since the financial assistance is provided directly into the farmer’s bank account, it eliminates the need for middlemen and reduces the possibility of corruption and leakages. This helps ensure that the intended beneficiaries receive the full benefit of the scheme.
In conclusion, PM-Kisan is an ambitious scheme launched by the Indian Government to provide financial assistance to small and marginal farmers. The scheme has the potential to transform the lives of millions of farmers in the country and help them improve their agricultural practices and income. With the government’s continued commitment to the scheme, it is expected that more and more farmers will benefit from this initiative in the coming years.