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Query about Pradhan Mantri Kisan Samman Nidhi Yojana

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Query about Pradhan Mantri Kisan Samman Nidhi Yojana

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a Central Government scheme that was launched in 2019 with the aim of providing direct income support through cash transfers to small and marginal farmers in India. Under the scheme, eligible farmers receive Rs. 6,000 per year in three equal installments of Rs. 2,000 each, credited directly to their bank accounts. The scheme aims to benefit around 12 crore farmers across the country, covering an area of approximately 15 crore hectares.

The scheme is targeted towards small and marginal farmers, who often face financial difficulties due to various reasons such as low income, high debt burden, and lack of access to credit and technology. The scheme provides them with a much-needed source of income support, which can help them cover their expenses related to agriculture and household needs. The cash transfers are unconditional and can be used by farmers as per their own discretion.

The eligibility criteria for the scheme are as follows:

– The farmer must be a citizen of India.
– The farmer must have cultivated land.
– The farmer must hold ownership or access to the land.
– The farmer must have a valid bank account.

The scheme has been implemented in a phased manner, with the first phase covering 1.11 crore farmers across 14 states/Union Territories. The second phase covered another 2.5 crore farmers, and the third phase covered 3.5 crore farmers. The remaining farmers are expected to be covered soon.

The scheme has been lauded by many as a much-needed support for farmers, especially in light of the COVID-19 pandemic, which has had a severe impact on the agricultural sector. It is expected to provide a boost to rural incomes and create a multiplier effect on the economy, as farmers spend the money on various goods and services.

In conclusion, the Pradhan Mantri Kisan Samman Nidhi Yojana is a much-needed scheme that provides direct income support to small and marginal farmers across India. It has the potential to transform the lives of millions of farmers, and contribute to the overall growth and development of the country.

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